MY THOUGHTS

Banking fraud through SMS is one of the most common cyber threats in India. Fraudsters often send fake messages pretending to be from your bank, asking for OTPs, PINs, or urging you to click on malicious links. To protect consumers, the Telecom Regulatory Authority of India (TRAI) has issued new guidelines that make it easier to identify whether a message is genuine or fraudulent. Here’s a detailed guide on how to differentiate between the two. --- 1. Check the Header Suffix Under TRAI’s new rules (effective May 2025), every SMS must carry a suffix that indicates its type: -T → Transactional (bank alerts, OTPs, important updates) -S → Service (customer updates, notifications) -P → Promotional (advertisements, offers) -G → Government-authorized messages 👉 A genuine banking SMS will always end with “-T”. If you receive a banking message with -P or -S, treat it with suspicion. --- 2. Verify the Sender Header TRAI has provided tools to verify the authenticity of a sender’s header. Send an...

The tragic incident in Pune on May 19, 2024, serves as a stark reminder of how the actions and behaviors of parents can have far-reaching and devastating impacts on the entire family. This accident, involving a 17-year-old boy driving a Porsche Taycan at 150 km/h, resulted in the deaths of two software engineers, highlighting the severe consequences of irresponsible parenting  #### The Incident On that fateful morning, a teenage boy, allegedly intoxicated, drove his high-end car through the streets of Pune, ultimately colliding with a motorcycle and killing two individuals. The juvenile's reckless behavior and apparent disregard for safety not only ended two lives but also set off a chain of events that deeply affected his own family. Despite being a minor, the boy's access to such a powerful vehicle and alcohol raises serious questions about parental oversight and responsibility  #### Parental Accountability In the aftermath, the boy’s father, Vishal Agarwal, was arrested and...

In today's digital age, achieving fame seems more accessible than ever, yet the correlation between fame and genuine influence remains complex. The abundance of examples highlights that not every viral personality is deserving of admiration or emulation. It's crucial to caution against blindly following individuals who may lack positive values or intentions. As someone who advocates for mindful choices, I often stress the importance of not succumbing to societal pressures and advise parents to actively supervise their children's online activities. Unfortunately, my concerns are sometimes dismissed as overthinking or judgmental, but my intent is rooted in a deeper understanding of human psychology. I firmly believe that our minds are instrumental in shaping our characters, and the habits we cultivate play a pivotal role. Analogous to sculpting a fit physique through consistent gym workouts, building a robust character requires ongoing dedication to positive habits.

Introduction: In the fast-paced world we live in, finding balance among the key aspects of life – health, wealth, and peace – is essential for overall well-being. This article explores practical strategies to help you achieve harmony in these crucial areas. 1. **Prioritize Your Health:**    - Start with a foundation of good physical and mental health.    - Establish a regular exercise routine and prioritize proper nutrition.    - Incorporate stress-relief practices such as meditation or mindfulness. 2. **Wealth Management:**    - Create a realistic budget to manage finances effectively.    - Invest wisely and diversify your portfolio for long-term financial stability.    - Consider both short-term and long-term financial goals to guide your decisions. 3. **Work-Life Balance:**    - Set boundaries between work and personal life to avoid burnout.    - Allocate time for hobbies and activities you enjoy outside ...

Written by me and refined by CHATGPT (it's a old writing of mine) Effective communication is a fundamental skill that transcends borders, and in India, the diverse linguistic landscape emphasizes its importance. Whether conversing in one's mother tongue or a learned language, the art of communication is crucial. In the Indian context, the misconception persists that fluency in English, coupled with an extensive vocabulary, defines good communication. However, the reality is far more nuanced. Over the past eight months, I've observed a prevalent focus on superficial language skills rather than genuine communication abilities. Many individuals believe that memorizing complex words like "Otorhinolaryngologist" or "METHIONYLTHREONYLTHREONYGLUTAMINYLARGINYL" is synonymous with mastering communication. True communication prowess lies in abstract thinking and the ability to articulate thoughts in a manner that resonates. It's not about showcasing an arsenal...

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